How Our Program Works

Step 1:  Obtain your Free Quote from a Certified Elite Debt Consultant by filling out our request form, or email us at sales@Elitedebtsettlement.com and one of our debt specialists will contact you shortly.  Your consultant will assess your financial circumstances and will determine whether you are a candidate for Elite’s debt negotiation benefits.

Step 2:  Once accepted into our benefits, your Certified Debt Consultant will help you collect the information and documentation we need in order to assist you.  Your consultant will help you determine an affordable monthly payment, which, after fees, will be put into your own personal, Special Purpose Account, to be set aside for debt settlement purposes. 

Step 3:  You will be assigned to a Certified Debt Negotiator who will assist you to put an end to creditor harassment and to settle your debts for a lesser amount than you currently owe.  Our Negotiators typically reduce your debt up to 50% or more than the amount you currently owe!

Step 4:  Once our Negotiators receive an acceptable, written settlement offer from your creditor, we will then send funds from your Special Purpose Account to pay off your creditor.  You will then receive written confirmation from your creditor, documenting that your debt has been paid in full.  We will repeat this process until all of your creditors have been paid.

Step 5:  Once you are free of the debts you have placed in our benefits, Elite Debt Services will provide you with advice on remaining debt-free, improving your credit rating and building a financially secure future.  We will also pay for the first three cycles of your credit restoration upon completion of the benefits.

Program Benefits

Elite Debt Services debt negotiation program can help you prevent the 10-year stigma of Bankruptcy and/or avoid taking yet another high-interest loan that can make your situation even worse in the long-run.  By becoming debt-free in the next 12-36 months, you can achieve a more secure financial future.

By becoming a member of Elite’s program, you will:

Ø      Save one low monthly payment in your own personal “Special Purpose Account.”   Elite appoints a third party administrator to keep your account at an FDIC-insured bank, until such time as you have enough in your Special Purpose Account to negotiate a settlement with your creditors.

Ø      Let Elite engage in tough negotiations with your creditors to eliminate up to 50% or more of your unsecured debt.

Ø      Never pay back the debt we settle on your behalf.

Ø      Get your creditors to waive some or all of your late fees.

Ø      Avoid the stigma of bankruptcy that can follow you for 10 years

Ø      Become debt-free far sooner than with credit “counseling,” or “consolidation” programs

Ø      Minimize creditor phone calls and stop creditor scare-tactics and harassment

Ø      Restore your credit upon completion of the program!

We look forward to assisting you to live debt-free!  Receive your free consultation and quote now!